Nissan Insurance - Motorama Nissan

Nissan Insurance at Motorama Nissan

Motorama Nissan Insurance

Motorama Nissan Insurance is dedicated to offering insurance solutions to protect both you and your vehicle if the unthinkable happens.

Motorama Nissan Insurance provides quality insurance to protect your vehicle, so you're covered if you have an accident or your vehicle is stolen. Cover is also available to protect your tyres and rims against damage from road hazards. You may also wish to consider Purchase Price Insurance or Motor Equity Insurance which can provide additional cover in the event of a total loss.

But what if your vehicle is financed and something happens to you? There's your loan and your credit rating to consider, that's why we offer Loan Protection insurance.

We at Motorama Nissan Insurance are proud to offer a range of insurance products designed with our customers in mind.

Prestige Motor Insurance

Our Prestige Motor Insurance offers you the assurance you need, like a brand new replacement vehicle after a total loss if within 3 years from the original registration date*, genuine manufacturer's parts** for repairs and a safe driver discount for eligible drivers.

We also understand that the extra features can make the difference, so our Prestige Motor Insurance offers an impressive range of additional benefits:

  • Up to $500 towards damaged or stolen personal effects and clothing;
  • Up to $1,000 for re-keying and re-coding if your vehicle keys are stolen;
  • Up to $1,000 automatic cover for trailers and caravans attached to your vehicle;
  • Up to $500 towards emergency repairs;
  • Up to $400 for emergency accommodation following an accident or theft;
  • A rental car for up to 14 days if your car is stolen, up to $75 a day;
  • Up to $400 for accommodation if your car breaks down away from home;
  • Optional Tools of Trade cover, up to $1,500; and
  • Premium payment by direct debit at no extra cost***.

See Insurance Disclaimer

Loan Protection Insurance

If something happens to you, what happens to your car loan? Protect your finances and your credit rating with our Loan Protection Insurance. Loan Protection can help provide security in the knowledge your loan will be paid, even if you suffer an illness or injury and cannot work.

Not everyone's circumstances are the same, so we've designed several options that you can choose from:*

Have your car loan repayments paid if you are injured or ill and cannot work; and/or
Have your car loan paid out in full if you have coronary artery bypass surgery, a heart attack, a major stroke or cancer,** or if you should die; and/or
Have your car loan repayments paid if you become involuntarily unemployed.

*New for old replacement is only if the same make, model and series of vehicle is available in Australia.
**Genuine manufacturer's parts guarantee applies to accepted claims for vehicles up to three years of age since new and where the part is available locally at the time of repair. For vehicles aged beyond three years, we will use either genuine new, reconditioned or recycled parts.
***Premiums payable by installments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees that may apply.

See Insurance Disclaimer

Business Loan Protection Insurance

What happens to your business car loan if something happens to you personally? Our Business Loan Protection Insurance can help provide the security of knowing that your loan will be paid if you suffer an illness or injury and cannot work, or even die.

You can choose from the following options*:

  • Have your car loan repayments paid if you are injured or ill and cannot work; and/or
  • Have your car loan paid out in full if you have coronary artery bypass surgery, a heart attack, a major stroke or cancer,** or if you should die.
  • Have your car loan repayments paid for you if you become involuntarily unemployed.

Nissan Business Loan Protection Insurance provides cover for loans up to $100,000, for singles and couples. There are no medical tests or other assessment required to apply.

See Insurance Disclaimer

Tyre and Rim Insurance

A tyre blowout doesn't have to mean a budget blowout. If you drive regularly, you'll know how costly it can be to replace a tyre or rim, especially if you're not expecting it.

Tyre and Rim Insurance is designed to cover you if your motor vehicle's tyres or rims are damaged (including punctures and blowouts to tyres) by road hazards like roadside kerbs, potholes and road debris.

You can choose between two levels of cover - Standard or Prestige. Plus, there is a policy option available which will provide you with emergency accommodation if the incident that results in your tyres or rims being damaged takes you off the road a long way from home.

See Insurance Disclaimer

Motor Equity Insurance

It's bad enough if your vehicle is written off or stolen and not recovered. It's even worse if you then have to pay out the difference between your total loss payment under your comprehensive insurance and any remaining vehicle finance. That's where our Motor Equity Insurance comes in - if your car is written off, your loan could be too depending on the level of cover you select. Our Motor Equity Insurance doesn't just offer you the peace of mind that the balance of the loan will be covered (up to the policy limit) if your car is written off or stolen and not recovered. It also provides:

Additional Extras cover for out-of-pocket expenses on your replacement car including dealer delivery, stamp duty, registration, any excess on your comprehensive insurance relating to the total loss claim, compulsory third party insurance and new comprehensive motor insurance;

  • Car hire that we can arrange, up to 10 days (max $70 a day) if your car is written off or stolen; and
  • Flexible policy options so you can choose the level that's right for you and your vehicle.

See Insurance Disclaimer

Purchase Price Insurance

When your comprehensive motor vehicle insurance provides a total loss payment, it can be lower than the purchase price you paid. So how do you make up the difference?

With Purchase Price Insurance, if your car is written off or stolen and not recovered, we'll pay you the difference between the purchase price and the total loss payment up to the policy limit you've chosen.

We'll also cover any excess that you have to pay under your comprehensive insurance in relation to the total loss claim. Even better, if the total loss payment from your insurer equals the purchase price of your vehicle, or your comprehensive insurer provides you with a replacement vehicle, we'll refund the premium you've paid for your policy*.

* Less an administration fee. See Insurance Disclaimer

Nissan Loan Protection and Business Loan Protection is issued by the following insurers:

"Part 2 - Disability Cover" and "Part 3 - Involuntary Unemployment Cover" are issued by Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234 708 (Allianz).

"Part 1 - Trauma and Death cover" is provided by Allianz Australia Life Insurance Limited AFS Licence No. 296 559 ABN 27 076 033 782 (Allianz Life). Allianz acts as Allianz Life's agent in offering and administering the Part 1 - Trauma and Death cover.

All other Nissan Insurance is issued by Allianz Australia Insurance Limited and the authorised dealers act as agents of Allianz and not as your agent.

In entering into a contract of insurance for this policy, you acknowledge that this insurance policy document and any other document which we tell you forms part of this policy (Policy Documentation), sets out the entire agreement that exists between you and Allianz in connection with this policy. You also acknowledge that you have not relied on any prior representations which are not expressly included in or are otherwise inconsistent with this Policy Documentation. Neither Nissan nor any of its related companies have any liability in respect of this policy.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Terms conditions and exclusions apply. Before making a decision, please consider the relevant product disclosure statement available for your authorised Nissan Dealer.